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Withdrawal and complaints

How to cancel a purchase within 14 days, the model form, refunds, the legal guarantee and how to complain if something went wrong.

Version 1.0In force since 11 October 2026
Document contents
  1. 1Your right of withdrawal
  2. 2When you lose it
  3. 3What you can return
  4. 4Withdraw from the contract here
  5. 5Model withdrawal form
  6. 6Your refund
  7. 7The legal guarantee: if something doesn't work
  8. 8Complaints
  9. 9If we can't agree

Withdrawal and complaints

In short

  • If you're a consumer, you have 14 days from your purchase to withdraw, without giving a reason.
  • If you asked for a course, the book or a skill straight away and ticked the box, you can no longer return that purchase under the right of withdrawal (but the legal guarantee still applies if something doesn't work).
  • Unredeemed gifts and unspent purchased credits can be returned within 14 days.
  • You can withdraw using the form below, by email or by post. We refund you within 14 days, using the same payment method.
  • We reply to written complaints within 15 days at the latest.

This summary helps you find your way; it doesn't replace the full text.

1. Your right of withdrawal

If you're a consumer, you have the right to withdraw from a distance contract within 14 calendar days without giving any reason (arts. 9 to 16 of Directive 2011/83/EU and arts. 79 to 86 of the Zakon o zaštiti potrošača, the Croatian Consumer Protection Act). For digital content (courses, the book, skills, credits), the period runs from the day the contract is concluded, that is, from when Stripe confirms the payment. For development services, it runs from when you accept the proposal.

If you're buying for your business or profession, you have no statutory right of withdrawal: the proposal and the Terms of service apply instead.

2. When you lose it

For digital content, you lose the right of withdrawal when access begins before the 14 days are up and all three legal conditions are met (art. 16(m) of Directive 2011/83/EU; art. 86 of the Zakon o zaštiti potrošača):

  1. you gave your express consent to start straight away (the checkbox at checkout, which is never pre-ticked);
  2. you acknowledged that you would lose your right of withdrawal as a result;
  3. we sent you confirmation by email.

For development services, if you asked us to start within the 14 days and then withdraw, you pay a proportionate amount for the work done up to your notice. If the service has been fully performed at your express request and with your acknowledgement, the right is lost (art. 16(a) of Directive 2011/83/EU).

3. What you can return

PurchaseCan you withdraw?What we refund
A course, the book or a skill for yourself, with immediate access acceptedNo (lost when you started, see above)Nothing under withdrawal; the legal guarantee still applies if something doesn't work
A gift whose code has not been redeemedYes, 14 daysEverything
A gift whose code has already been redeemedNo: the content has already been suppliedNothing under withdrawal
3-for-2 or another offer with one or more codes redeemedYes, for the unredeemed codesWhat you paid minus the normal price of what was redeemed
A credit packYes, 14 daysThe value of the credits from that pack you haven't spent (gifted credits count as spent first)
A development service (consumer)Yes, 14 days from when you accepted the proposalWhat you paid, minus a proportionate amount for work done if you asked us to start early

4. Withdraw from the contract here

Fill in the form and tap “Confirm withdrawal”. You'll immediately receive an acknowledgement by email with the date and time, which serves as proof (art. 11a of Directive 2011/83/EU; art. 81.a of the Zakon o zaštiti potrošača).

Withdraw from the contract

Fill in the details of the purchase or service you want to withdraw from.

We only use these details to answer this request. See the Privacy policy.

You can also withdraw by writing to hey@themariscal.com or by post to Martín Silva Molina, Ul. Ivana Rendića 28b, 10000 Zagreb, Hrvatska, with a clear statement (you can use the model below, but you don't have to). To meet the deadline, it's enough to send it before the 14 days are up.

5. Model withdrawal form

Model withdrawal form (complete and return this form only if you wish to withdraw from the contract)
To: Martín Silva Molina (The Mariscal), Ul. Ivana Rendića 28b, 10000 Zagreb, Hrvatska, hey@themariscal.com

I hereby give notice that I withdraw from my contract for the supply of the following digital content / the provision of the following service:
____________________________________________

Ordered on / received on (date): ____________________
Name of consumer: ____________________
Address of consumer: ____________________
Account or purchase email: ____________________
Signature of consumer (only if this form is notified on paper): ____________________
Date: ____________________

6. Your refund

If you withdraw, we refund what you're owed within 14 days at the latest from when we receive your decision, using the same payment method you used (unless we agree otherwise), and at no cost to you. At the same time, access to whatever you returned (the course, the book, the skill, the gift code or the credits) is switched off.

7. The legal guarantee: if something doesn't work

Separately from withdrawal, digital content and services must conform to the contract: they must be as we described them and work as you'd expect. If they don't, you're entitled to have us bring them into conformity free of charge and, if we can't do that within a reasonable time or the defect is serious, to a proportionate price reduction or to terminate the contract with a refund within 14 days (Directive (EU) 2019/770 and the Croatian law that implements it). We are liable for any lack of conformity that becomes apparent for at least 2 years from when you received the content or service. Let us know using the form below or by email.

8. Complaints

You can send us a written complaint (pisani prigovor, art. 10 of the Zakon o zaštiti potrošača):

  • by email, to hey@themariscal.com;
  • by post, to Martín Silva Molina, Ul. Ivana Rendića 28b, 10000 Zagreb, Hrvatska;
  • using the form below.

We'll confirm receipt without delay and reply in writing within 15 days at the latest of receiving it, saying clearly whether we accept it and what we'll do. We keep the complaint and our reply for at least one year.

Make a complaint

Tell us what happened. We reply in writing within 15 days at the latest.

We only use these details to answer this request. See the Privacy policy.

9. If we can't agree

  • Mediation: The Mariscal isn't signed up to any consumer alternative dispute resolution body. If you suggest mediation before a body recognised in Croatia, we'll consider it in good faith. It's voluntary and doesn't stop you from going to court.
  • If you live in another EU country: Europski potrošački centar Hrvatska (ECC Croatia) helps you free of charge with complaints against Croatian traders (www.eu-potrosac.hr).
  • Inspectorate: you can lodge a complaint with the Državni inspektorat Republike Hrvatske, Šubićeva 29, 10000 Zagreb, Hrvatska (dirh.gov.hr).
  • Courts: you can always go to court, as explained in the Terms and conditions.

The EU online dispute resolution (ODR) platform no longer exists: it closed on 20 July 2025 (Regulation (EU) 2024/3228).

Versions

  • v1.0 · 11 October 2026 · First version.
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